When my oldest son was 20, he rolled his Saab down at the end of the street. Took the corner too fast and ended up in the ditch on it's side.
He was OK, the Saab was a little bent, but still usable. The cops read him the riot act and he got a ticket for unsafe speed.
He was giving a guy a ride home, someone he really didn't know all that well. He was OK too, but later that night, he was in a bad part of town and got shot in a robbery attempt. He lived through that, but talk about a bad day....
The good thing about it was my son learned a valuable lesson... He wasn't invincible and **** happens.... He became a much more careful driver after that.