I don’t understand some of you.
I think I can go ahead and speak for the OP in saying that - he’s not suggesting you sit there tinkering with your car, hurryingly spraying starting fluid down the carb or try and replace the alternator while a deadly wildfire is scheduled to come to your house.
He’s not saying either to just leave all of your things and only worry about the vehicle. “Screw my wife. I’m hoping in the Plymouth.”
Obviously if you have a lot of umpteen cars, this post doesn’t apply to you
If your car doesn’t run. This post doesn’t apply to you.
For some people - it’s not “just material”. For some people - it’s the car they grew up in, learned how to drive in, the last shared memory between them and a loved one, a father, a mother. It’s nostalgia. It’s a part of life just like all the family photo albums, and baby pictures.
If you KNOW your car is reliable. Grab the keys. Grab your family. Grab everything you can and leave. Yes insurance can replace it. Just like it can replace the house. But the car has wheels. The house doesn’t. Save something and don’t lose everything. Can insurance replace memories?
Rant over.